Advantages of Purchasing Structured Settlement Annuities.

Here at The McNay Group, we receive such sort of many questions regarding Should I take a Structured Settlement? The cash flows are sold at a reduction in exchange for the lump sum payment, an individual annuitant, who is receiving regular payments under a Structured Settlement, wants to sell some or all their future payments for a lump sum of money. This discounted Structured Settlement is subsequently available for sale to the Purchaser. This fashion of ensuring the payment flows at a discount straight from the seller is the way the Purchaser guarantees returns that are very favorable. This business is typically promoted by a The McNay Group on account of the seller (or annuitant) and the customer.

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These structured settlements usually earn more than two times the annual rates of Municipal or Corporate Bonds, Bank Announced Certificates of Deposit (CD’s), or Government Issued Treasury Securities. Investors can purchase an annuity straight from an insurance carrier, but these Personal Annuity Investments are held by the same insurance companies as the Structured Settlements arranged by a broker, and they are typically originated with substantial sales fees or fees and offer significantly lower returns.

The major benefits of buying these structured settlement annuities are:

1. Purchaser receives significantly higher returns than comparable fixed-rate investments can be secured from by Purchaser.

2. Buyer receives a fixed income for an interval that is defined, based on the specific parameters of the Structured Settlement that are bought.

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3. Buyers can acquire this advantage to raise the yields in private holdings, to maximize income at retirement, or to protect principal for future years. They can be bought group investment accounts, or by individuals, pension plans, corporate entities, foundations, trusts, through investment clubs.

4. Annuity contracts published by a rated insurance carrier back or supported the Structured Settlement. The insurance carrier that will have a Standard & Poor’s credit rating and issued the annuity contract is state controlled between “A-” through “AAA.”

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